Let’s Secure
What Matters Most
Let’s Protect
Life is full of uncertainties. Your financial future doesn't have to be. Makeba offers specialized insurance solutions designed to protect you and your loved ones. Whether you're securing income with supplemental disability insurance, safeguarding your family's future with life insurance, or planning for Medicare and long-term care - we help you stay ready for life's unexpected turns.
Life Insurance
Protect your family’s financial well-being with term and permanent coverage options. Whole-life policies offer lasting benefits like tax-efficient cash values, while some term options can be converted to whole-life coverage, providing flexibility for those who aren’t planning for a family or legacy now but may in the future.
Disability Insurance
Ensure your income remains intact even when life takes an unexpected turn. Long-term disability coverage usually compliments an active employer sponsored short-term policy. Considering the benefits plan doesn’t follow you when changing jobs, added protection of your own ensures you’ll never have to sacrifice your lifestyle regardless of career and life transitions.
Medicare Planning
Makeba understands Medicare and Supplemental Medicare products can be complex. This is why we strategically consider real-time Social Security projections to support personalized recommendations. For those approaching 65, understanding the multiple open-enrollment periods throughout the year is crucial. Missing enrollment deadlines can lead to penalties or delayed coverage, so planning ahead ensures seamless access to benefits when you need them most.
Long-term Care
Plan ahead for aging with coverage that supports both you and your loved ones. Long-term care insurance helps cover costs for services like home health care, assisted living, and nursing care, easing the financial and emotional burden on your family. It offers the security of knowing you’ll have options if care is needed later in life.